How much does it cost to use Asset Wise Financials as my mortgage broker?

Our mortgage broking service is 100% free to home buyers and investors. We are paid a commission by the chosen lender upon loan settlement.

How many lenders do you compare?

We access a panel of over 40 major Australian banks and non-bank lenders to find competitive interest rates and flexible loan structures.

Do you handle SMSF (Self-Managed Super Fund) lending?

Yes, Asset Wise Financials specialises in SMSF property lending, navigating complex LRBA (Limited Recourse Borrowing Arrangement) requirements for trustees.

Independent Mortgage Broker

Better Rates, without the stress.

We compare 40+ Australian lenders to secure competitive interest rates and initialise your borrowing power, at zero cost to you.

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Our Lending Specialties

Whether you're purchasing your first home or expanding an investment portfolio, we structure your finance for long-term health.

SMSF Lending

Secure commercial property or refinance your existing residential SMSF mortgage. We navigate complex LRBA rules and lender compliance with ease.

Property Investors

Optimise your investment structures to release equity, maximise tax benefits, and scale your real estate portfolio.

First Home Buyers

Step confidently onto the property ladder. We explain grants, deposit requirements, and find products with lower repayments.

Refinancing & Reviews

We run comparative rate analysis across 40+ lenders to secure lower repayments and lock in competitive loan terms.

Proactive Rate Audit

Get Your Free Home Loan Health Check

We compare 40+ Australian lenders to check if your active interest rate is competitive. Zero cost, zero obligation.

✓ Audit 40+ major banks & boutique lenders

✓ 100% free service with zero obligation

✓ Ongoing proactive rate monitoring

Our Client Promise

Proactive Home Loan Management

We don't believe in the standard 'set and forget' approach. Our team actively monitors your home loan year after year, negotiating directly with your lender to make sure you always pay a competitive interest rate.

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Annual Interest Rate Audits

Every year, we audit your active loan rate against new market options. If a better deal exists, we find it.

Direct Bank Negotiations

We contact your current lender to negotiate lower rates on your behalf, saving you the stress of phone queues and paperwork.

Loyalty Tax Protection

Banks often offer lower interest rates to new customers while raising rates on existing ones. We actively protect you from this loyalty tax.

Compare 40+ Australian Lenders in One Place

We audit interest rates across Australia's major banks, digital institutions, and specialist lenders so you don't have to.

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Frequently Asked Questions

Find answers to common mortgage and refinancing questions.

Our home loan advisory and structuring services are provided at zero cost to you. We are compensated via commissions paid directly by the lender you choose.

A rate review is an audit of your current interest rate against the market. If we find that lenders are offering lower rates for similar profiles, we negotiate with your current bank or structure a switch to lock in better terms.

We compare products from over 40 lenders, including Australia's big four banks, digital non-bank institutions, and specialised SMSF lenders.

Speak to a Mortgage Specialist

Request a zero-obligation consultation with our Australian broker team. We audit 40+ lenders to find your ideal loan solution.

✔ Compare 40+ major banks & boutique lenders

✔ 100% free brokerage with zero hidden fees

✔ Annual proactive rate reviews to protect your wealth